"The finest compliment I can ever receive is a referral from my friends and clients!" Renata V. Lewis REALTY USA Licensed Real Estate Salesperson 518-439-2888 ext 243 518-312-2069 CELL (Voice Mail & TEXT) |
The finest compliment I can ever receive is a referral from my friends and clients!" |
| Renata V. Lewis Licensed Real Estate Salesperson |
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| If your house is already listed with a Realtor®, please disregard this offer. |
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SEE WHAT'S HAPPENING IN NY's CAPITAL REGION REAL ESTATE MARKET this NOVEMBER 2011! Click on "The Capital Region Skinny" below; A GREEN HOME IS A HAPPY HOME Energy‐efficient appliances, windows and other green upgrades \re a great way to live environmentally friendly, but there are other simple (and inexpensive) steps you can take to keep green in your home. Clean green Cleaning products can be toxic and unsafe. Be sure to check labels and when possible substitute conventional products for green‐friendly or homemade cleaners. Lemon juice, vinegar, lavender oil and natural soaps are great alternatives. Recycle Tossing recyclables in your bin is a great first step, but get smart with recycling by visiting your city’s website and following its instructions. For example, pizza boxes and other items with food grease are often non‐recyclable. Glossy paper, which used to be a throwaway item, can be recycled today in most cases. Improve your air Did you know that houseplants can help rid air of pollutants and toxins? Areca palm, Reed palm, Dwarf date palm, Boston fern and Janet Craig dracaena in particular are known for airquality effectiveness. Limit paper consumption Consider registering with the Direct Marketing Association to stop junk mail delivery and sign up for paperless billing to manage your payments online. Reuse Harvest rainwater for watering your houseplants and garden. Ask your local hardware or home store for tips on collection options that are cost effective and easy to install. Repurpose Check local used‐item listings before buying new, use glass jars as leftover containers and bulk storage, and make rags out of old towels and T‐shirts. Did You Know? Check out the video 'Did You Know?' A must to watch! You will be blown away by the Facts. Enjoy! KIDS CORNER Pop Pom Tom Decoration The only turkey you won't want to gobble up this holiday! Tools and Materials Pom-Pom's Red, brown, gray, yellow, and white wool yarn Small scissors Red and brown waxed twine Yarn needle Black embroidery floss Medium-size sewing needle Disappearing-ink pen for fabric Black, red, white, brown, and gold wool felt Hot-glue gun Black pipe cleaners Sign up here for regular E-mails & Updates! |
CONSUMER INTEREST RATES Mortgage Loan Types Rate Chart 30 yr fixed mtg 4.51% 15 yr fixed mtg 3.64% 5/1 ARM 2.98% 30 yr FHA mtg 3.87% Provided by Bankrate Welcome to our 23nd annual report on the relationship between remodeling costs and resale value. On this site, you can compare national and regional averages for 33 popular remodeling projects; you can also download a PDF with project data for any one of 80 U.S. cities. To learn more about how the Remodeling 2010–11 Cost vs. Value Report was put together, click on the link HERE. Best Carrot Cake Ever Ingredients 6 cups grated carrots 1 cup brown sugar 1 cup raisins 4 eggs 1 1/2 cups white sugar 1 cup vegetable oil 2 teaspoons vanilla extract 1 cup crushed pineapple, drained 3 cups all-purpose flour 1 1/2 teaspoons baking soda 1 teaspoon salt 4 teaspoons ground cinnamon 1 cup chopped walnuts Directions 1.In a medium bowl, combine grated carrots and brown sugar. Set aside for 60 minutes, then stir in raisins. 2.Preheat oven to 350 degrees F (175 degrees C). Grease and flour two 10 inch cake pans. 3.In a large bowl, beat eggs until light. Gradually beat in the white sugar, oil and vanilla. Stir in the pineapple. Combine the flour, baking soda, salt and cinnamon, stir into the wet mixture until absorbed. Finally stir in the carrot mixture and the walnuts. Pour evenly into the prepared pans. 4.Bake for 45 to 50 minutes in the preheated oven, until cake tests done with a toothpick. Cool for 10 minutes before removing from pan. When completely cooled, frost with cream cheese frosting. WARRANTY WISDOM Home service agreements give you the assurance that there is someone to help at any time with problems on covered items. A 2-10 Home Buyers Resale Warranty Corporation home service agreement gives you the protection you need against breakdowns of covered appliances and major systems such as plumbing, heating, electrical and air conditioning. Click here for more details. RealtyUSA awarded for theBest Place to Work for the second consecutive year!` |
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| Renata V. Lewis Licensed Real Estate Salesperson |
| 518.312.2069 RLewis@RealtyUSA |
