"The finest
compliment I
can ever receive
is a referral
from my friends
and clients!"





Renata V. Lewis
REALTY USA
Licensed Real Estate
Salesperson
518-439-2888 ext 243
518-312-2069 CEL
L
(Voice Mail & TEXT)




























The finest
compliment I can
ever receive is a
referral from my
friends and
clients!"
Renata V. Lewis
Licensed  Real Estate
Salesperson
If your house is already listed with a Realtor®, please disregard this offer.
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Basement and Attic Remodeling Ideas

Here are some great ideas for using your basement or attic
space for more than just storage.

Family Room - A renovation takes your basement from lowly to
lovely. A single door and plate
glass windows can be replaced
with French doors and double-
hung windows, allowing more
light to enter and give the space
better views of the backyard.

Play Area – Line the walls of the
play space with built-in bookcases,
some opened and some closed, to give your children easy
access to often-used toys and books while allowing rarely used
items to be tucked away.

Hobby Room - The basement can be the perfect place for
hobby and craft rooms. An extra-long counter allows enough
space for two people to work. Cabinets constructed using
stock drawers provide plenty of storage. Wicker baskets
filled with supplies can fit right inside a set of open shelves.

No basement? Check out these great ideas for turning your
unused attic space into fabulous living areas.

Master Suite – An empty attic
provides just the right space for
a new master suite. Peaked
ceilings and dormers on the
front of the house open up
the master bedroom while
windows add extra lighting.

Guest Bedroom – An attic
turned guest bedroom gives
visitors their own hideaway.
Consider adding a sitting area,
a pair of window seats, floor-to-ceiling built-in shelves, and an
adjoining bath for a complete retreat.

Home Office - Give your attic space the same attention to detail
as the main rooms of the house. A large attic can be converted
into a stylish home office with a cozy sitting area. Columns and
white trim work can give the space a clean look and sisal flooring
helps to muffle sound.
Source: Better Homes & Gardens



Remodeling:  Cost vs. Value Report for 2009-10




Welcome to our 22nd annual report on the relationship
between remodeling costs and resale value. On this site,
you can compare national and regional averages for 33
popular remodeling projects; you can also download a PDF
with project data for any one of 80 U.S. cities. To learn more
about how the Remodeling 2009–10 Cost vs. Value Report
was put together, click on the link
HERE.

The Capital Region City Report is available on a PDF file. To
open and print any PDF file, you will need the Adobe Reader®
software installed on your computer.  

To begin downloading the city data, click on the this
LINK.  



NYS Tax Credit Revised & Expanded

First-time Home Buyers Tax Credit

First-time home buyers have been eligible for tax
credits of up to $8,000 since January as part of the
economic stimulus package. With that program
scheduled to expire Dec. 1, Congress voted to
extend it into the spring -- and include people who
already own homes.

Who Qualifies for the Extended Credit?

• First-time home buyers who purchase homes
between November 7, 2009 and April 30, 2010.
• Current home owners purchasing a home between
November 7, 2009 and April 30, 2010, who
have used the home being sold or vacated as a
principal residence for five consecutive years
within the last eight.

Which Properties Are Eligible?

The Extended Home Buyer Tax Credit may be
applied to primary residences, including: single
family homes, condos, townhomes, and co-ops.

How Much Is Available

• The maximum allowable credit for first-time
home buyers is $8,000.
• The maximum allowable credit for current homeowners
is $6,500

Click here for more details



March Quote:

With rushing winds and gloomy skies The dark and stubborn
Winter dies: Far-off, unseen, Spring faintly cries, Bidding her
earliest child arise; March!
Author: Bayard Taylor


Don’t forget – Daylight Saving Time begins at
2:00 am March 14, 2010 in the United States.

Overlooked Tax Deductions

One caveat first: To cash in, you
must itemize deductions rather
than take the standard deduction.

Selling your home, sweet home -
When you sell your home you get
some tax benefits: You can deduct a portion of the property
taxes you paid while you lived in the home; the commission you
paid to your real estate agent lowers the sales price to reduce
your capital gains tax, and any fees you paid at closing.

Shipping out savings - The IRS understands that you can't lug
all your work with you when you travel. You are allowed a write-off
for shipping and baggage costs as part of your miscellaneous
deductions, and because some airlines charge you to check your
bags, this tax write-off eases the burden of getting your stuff from
Point A to Point B.

Free rides for charity - If you're the type of person who likes to
donate your free time to volunteer in your community and you dip
into your own wallet to get to your favorite charity, you can add
those expenses to your miscellaneous deductions. Be sure to
keep mileage logs if you use your own car and receipts for
parking, tolls or public transportation.
Source: Today.MSNBC.com


Irish Beef Hand Pies

Ingredients:
1 tablespoon vegetable oil
1/4 head green cabbage, shredded
1/2 lbs red potatoes, scrubbed/diced
1 pound ground beef sirloin
3 tablespoons tomato paste
1/2 teaspoon Worcestershire sauce
1/2 teaspoon dried thyme
Coarse salt and ground pepper
All-purpose flour, for rolling
2 piecrusts (9 inches each),
homemade or store-bought

Directions:
Preheat oven to 400 degrees. In a medium saucepan, heat oil
over medium; add cabbage and potatoes. Cook until beginning
to brown, 7 to 9 minutes. Add beef; cook, breaking up meat with
a spoon, until no longer pink, about 5 minutes. Stir in tomato paste,
Worcestershire, thyme, and 1 cup water. Cover, and cook until
potatoes are tender, about 15 minutes. Lightly mash mixture with
a fork. Season with salt and pepper. Let cool completely.
On a lightly floured work surface, roll each crust into a 14-inch
square; cut each into 4 equal squares. Place 1/2 cup filling on one
half of each square, leaving a 1/2-inch border around the filling.
Brush borders with water; fold dough over filling to enclose. Crimp
edges with a fork to seal. With a paring knife or scissors, cut 3
small vents in each.
Transfer pies to 2 foil-lined rimmed baking sheets; bake until golden
brown, 10 to 12 minutes, rotating sheets halfway through.
Source: Martha Stewart



KIDS CORNER

Groovy Shamrock Tie-Dye Paints

Create your own luck this St. Patrick's Day with these shamrock
crafts, Irish recipes and impish printable activities.


What you'll need:
Coffee filters
Water
Bowl
Blue and yellow food coloring
Eyedroppers


How to make it:
Precut shamrock shapes out of coffee filters.
Mix water and yellow food coloring and place this into a container. Do
the same with blue. Keep the colors rich and dark.
Invite the kids to use eyedroppers to drip colors onto the filter shape.
The colors will run together and make beautiful decorations.



Warranty Wisdom

Whether selling or buying a home, you can never predict when
problems will occur. Unexpected home repair expenses can ruin
family vacations and holidays, and put a strain on the family budget.
A HomeTrust Warranty® home service agreement gives you the
protection you need against breakdowns of covered appliances and
major systems such as plumbing, heating, electrical and air
conditioning. View the Home Trust Warranty Home Guide
HERE





RealtyUSA awarded for the Best Place to Work - for the
second consecutive year!`
518.312.2069
RLewis@RealtyUSA
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